Proven SBA 504 Loan Provider in Virginia
For Virginia business owners seeking SBA 504 financing for owner-occupied real estate, heavy equipment/machinery, construction, and eligible refinance, 504 Capital is the answer. From deal design with your lending partner to SBA packaging and submission, through closing coordination and full-term debenture servicing, our team stays on your file—one contact, clear checklists, no surprises.
Why Should a Virginia Business Choose a SBA 504 Loan
From Alexandria and the D.C. metro area, to Virginia Beach and everywhere in between, 504 Capital’s long-term, fixed-rate financing and lower equity let owner-operators secure space, add equipment, or refinance eligible notes without compromising cash flow. It’s a fit for clinics, fabrication and assembly, gov/defense contractors, logistics near the ports, professional firms, and trades—any Virginia business that will occupy the property and wants stable payments tied to a clear growth plan.
Our Comprehensive SBA Lending Services
We support the following project types:
- Real estate: Commercial: acquisition or build for owner-occupied space.
- Construction: ground-up, additions, or major renovations.
- Equipment: production machinery and other long-term fixed assets.
- Refinance: qualified debt tied to real estate or equipment.
SBA 504 FAQs
Owner-occupied real estate purchases or builds, renovations and expansions,heavy-duty machinery/equipment, and eligible refinance.
No, 504 Capital works with banks and non-bank SBA lenders active in Virginia. You can bring a lending partner or ask us to coordinate one.
Third-party items such as appraisal, environmental, title, and permits. Ordering early and sending complete plans and site history helps the file move on schedule.