504 Capital Corporation is your SBA 504 partner. With four decades of experience and a full in-house team, we set expectations up front, manage third-party reports and signatures, and keep servicing with the same team who closed your loan. When you need a clear path from start to finish, 504 Capital Corporation provides it.
Meet our Team
We help small businesses buy, build, expand, or renovate owner-occupied facilities and acquire long-life machinery and equipment. A typical 504 project pairs a first-lien loan from the bank with a fixed-rate SBA 504 debenture. We outline the structure, assemble SBA requirements, manage closing and funding, and support routine requests after the loan is in place.
Every project follows the same straightforward path. We confirm eligibility and project fit, align the structure with the lender, and gather the necessary information for the SBA upfront so that reviews can proceed on schedule. During closing, we coordinate appraisal, environmental, title, and other required reports. After funding, our servicing team remains your contact for payments, escrow items, and standard approvals.
With a strong track record in packaging, closing, and servicing, 504 Capital Corporation is approved by SBA to participate in the Accredited Lenders Program (ALP). For borrowers and lending partners, this means a predictable, policy-aligned process with fewer surprises from pre-qualification through funding and servicing. 504 Capital Corporation moves your file through the expedited review, advances it through approval steps, and keeps milestones on schedule.
As an ALP participant, 504 Capital Corporation takes point on the SBA pieces of the process so borrowers are never left guessing. From the start, a single point of contact explains the necessary checklists, fees and third-party reports. 504 Capital Corporation then coordinates with the lender to reveal any questions early on and keeps in communication through closing. The same team stays onboard after closing for servicing and support.
With 504 Capital Corporation as CDC, lenders get cleaner files and fewer rewrites. We align structure to SBA policy at scoping, set clear expectations on things like equity, owner-occupancy and eligible costs, and build the package according to your checklist. Third-party orders and SBA reviews are sequenced and communicated in one thread, while closing milestones are tracked and shared – so everyone in the process remains informed.
We work with for-profit small businesses that occupy their space and with lending partners that want a reliable 504 process. Projects range from single-tenant buildings and expansions to heavy equipment and plant upgrades.
